Financing

acing a major purchase or sudden expense? Snap Finance can help!

We offer lease-to-own solutions designed for shoppers with less-than-perfect credit, giving you the power to get what you need right away. Our approach is built on accessibility, affordability, and transparency—with a fast application and instant approval.

To qualify, you must:

• Be a legal adult
• Have a consistent source of income
• Maintain an open checking account
• Provide a valid email and phone number

Apply easily online or in a store near you. Choose from payment plans that align with your payday schedule, with approval amounts of up to $5,000.

With The Furniture Store’s promotional financing, you don’t have to postpone major purchases. Get the items you want now and pay over time.*

How it works:

• Applying is quick, convenient, and secure.
• Fill out a simple online application.
• Receive an instant credit decision.
• If approved, get a temporary account number to start shopping immediately.

*Subject to credit approval.

With The Furniture Store’s promotional financing, you can get the furniture you need today — without delay. Enjoy your new items now and pay over time with flexible options.*

How it works:

• The application process is fast, simple, and secure.
• Complete a brief online application.
• Receive an instant credit decision.
• Upon approval, use your temporary account number to shop right away.

*Financing is subject to credit approval.

Pay in full at checkout or divide your purchase into 4 interest-free payments with Shop Pay Installments. This option is available for orders totaling $50 to $1,000.

• Make card payments every two weeks or enable auto-pay for convenience.
• APR ranges from 0% to 36%.
• Payment plans through Shop Pay Installments are subject to eligibility review and are offered by lending partners listed at affirm.com/lenders.
• Terms may vary based on purchase amount, and a down payment might be required.
• For state-specific consumer notices, visit: https://www.affirm.com/licenses.

We’ve teamed up with Klarna to bring you flexible payment choices at checkout — making it easier to get what you love, when you want.

Simply select Klarna at checkout to Buy Now and Pay Later. Break up your purchase into manageable, stress-free payments. It’s easy, secure, and includes Klarna’s Buyer Protection.

4 Interest-Free Installments

• Split your purchase into 4 equal payments.
• Pay automatically every two weeks using your preferred debit or credit card.
• No interest or fees when you pay on time.
  See full terms.

Monthly Financing*

• Apply directly at checkout with a simple 2-step process.
• Get an instant approval decision.
• Manage payments and receive reminders through the Klarna App.

Making Payments

• View purchases and pay balances by logging into your Klarna account: app.klarna.com/login
• Access 24/7 customer service via the Klarna App.

Safe & Secure

• Klarna uses advanced security measures to protect your data.
• Zero fraud liability under Klarna’s Buyer Protection.

Monthly financing through Klarna is issued by WebBank, member FDIC.
Other CA loans made or arranged pursuant to a California Financing Law license.

We provide a 90-day layaway option, starting with a 30% deposit.

The remaining balance will be split into three equal monthly payments.

Visit our store to learn more about our Layaway Program.